Introduction
The Life Insurance Corporation of India (LIC) is one of the most prestigious employers in the financial sector. Every year, thousands of aspirants appear for the LIC AAO Exam to secure the position of Assistant Administrative Officer (AAO). The notification for LIC AAO Recruitment 2025 has already been released, and candidates are eagerly looking for the LIC AAO syllabus PDF 2025 to begin their preparation in the right direction.
This article provides a complete guide on LIC AAO Syllabus 2025, including the exam pattern, subject-wise topics, and downloadable syllabus PDF. Candidates preparing for LIC AAO (Generalist & Specialist) posts must go through the updated syllabus to ensure success in the upcoming examination.
- Introduction
- LIC AAO Recruitment 2025 Overview
- LIC AAO 2025 Exam Dates – Schedule of Events
- LIC AAO Selection Process 2025
- LIC AAO Exam Pattern 2025
- LIC AAO Syllabus 2025 – Subject-wise Topics
- LIC AAO 2025 Application Fees
- LIC AAO Eligibility Criteria 2025
- How to Apply for LIC AAO 2025
- LIC AAO Syllabus PDF 2025 Download
- Best Preparation Tips for LIC AAO 2025
- FAQs on LIC AAO Syllabus 2025
LIC AAO Recruitment 2025 Overview
Before moving to the syllabus, let’s take a quick look at the recruitment details:
- Exam Conducting Authority: Life Insurance Corporation of India (LIC)
- Post Name: Assistant Administrative Officer (AAO) – Assistant Engineers
- Vacancies: 491
- Exam Stages: Prelims, Mains & Interview
- Job Location: Across India
- Official Website: www.licindia.in
LIC AAO 2025 Exam Dates – Schedule of Events
The Life Insurance Corporation (LIC) has announced the tentative schedule for LIC AAO Recruitment 2025. Candidates must keep track of these dates to avoid missing any important deadlines.
| Activity | Dates |
| Start of Online Registration & Fee Payment | 16th August 2025 |
| Last Date for Online Registration & Fee Payment | 8th September 2025 |
| Download of Call Letter (Admit Card) | 7 days before the exam |
| Preliminary Examination (Tentative) | 3rd October 2025 |
| Main Examination (Tentative) | 8th November 2025 |
LIC AAO Selection Process 2025
The selection process for LIC AAO and AE 2025 consists of three major stages:
- Preliminary Examination – Objective test (Qualifying in nature)
- Main Examination – Objective + Descriptive test
- Interview & Medical Examination
👉 Only the marks scored in the Mains Exam and Interview will be counted for the final merit list, while the Prelims is qualifying in nature.
LIC AAO Exam Pattern 2025
1. LIC AAO Prelims Exam Pattern
The preliminary exam will be online and will consist of three sections:
| Section | No. of Questions | Marks | Duration | Medium |
| Reasoning Ability | 35 | 35 | 20 mins | English/Hindi |
| Quantitative Aptitude | 35 | 35 | 20 mins | English/Hindi |
| English Language (Grammar, Vocabulary, Comprehension) | 30 | 30* | 20 mins | English |
Total: 100 Questions | 70 Marks | 60 Minutes
⚡ Note: English section is qualifying in nature; marks will not be counted in merit ranking.
2. LIC AAO Mains Exam Pattern
The LIC AAO Mains Exam varies slightly depending on the post (Generalist, Legal, Specialist).
For AAO (Specialists):
| Section | No. of Questions | Marks | Duration |
| Reasoning Ability | 30 | 30 | 20 mins |
| General Awareness (with focus on Insurance & Finance) | 20 | 20 | 10 mins |
| Professional Knowledge | 50 | 100 | 30 mins |
| Professional Knowledge (Descriptive – 4 out of 6) | 50 | 150 | 60 mins |
| English Language (Descriptive – Report, Email, Precis, etc.) | 2 | 25* | 30 mins |
*English Descriptive is qualifying only.
For AAO (Legal):
| Section | No. of Questions | Marks | Duration |
| Reasoning Ability | 30 | 30 | 20 mins |
| General Awareness (Insurance & Finance) | 20 | 20 | 10 mins |
| Professional Knowledge (Law related) | 50 | 100 | 30 mins |
| Descriptive (Law-related) | 50 | 150 | 60 mins |
| English Language (Descriptive) | 2 | 25* | 30 mins |
3. LIC AAO Interview 2025 (Phase-III)
After clearing the LIC AAO Mains Examination, shortlisted candidates will be called for the Interview round.
- The maximum interview marks are 60.
- Minimum qualifying marks are:
- 30 marks for UR/EWS/OBC candidates
- 27 marks for SC/ST/PwBD candidates
- Only those who score the minimum qualifying marks will be considered for the final merit list.
Key Points about LIC AAO Interview:
- Candidates called for interview will be approximately three times the number of vacancies, depending on their performance in the Mains Exam.
- Final merit list = Marks obtained in Mains + Interview.
- If two or more candidates score the same, tie-breaking rules will apply:
- Candidate with higher post-graduation qualification will be ranked higher.
- If qualifications are the same, the older candidate (senior in age) will be ranked higher.
- Outstation candidates attending the interview will get second-class sleeper train/bus fare reimbursement.
- There will be no waiting list/contingency list beyond the published merit list.
CHECK LATEST RECRUITMENT AND LAST DATE:
| No. | Name of Recruitment | Last Date | Visit Notification |
| 1 | GSSSB AAE Civil Syllabus 2025: Complete Exam Pattern & Subject-Wise Topics | 18/08/25 | Click Here |
LIC AAO Syllabus 2025 – Subject-wise Topics
Now let’s look at the detailed syllabus for LIC AAO 2025:
1. Reasoning Ability
- Syllogism
- Coding-Decoding
- Blood Relations
- Inequalities
- Direction Test
- Seating Arrangement (Circular & Linear)
- Puzzles
- Input-Output
- Data Sufficiency
- Statement-Conclusion & Assumptions
2. Quantitative Aptitude
- Simplification & Approximation
- Number Series (Missing/Wrong)
- Data Interpretation (Bar Graph, Pie Chart, Line Graph, Tabular)
- Quadratic Equations
- Ratio & Proportion
- Percentage & Average
- Profit & Loss
- Simple & Compound Interest
- Time, Speed & Distance
- Time & Work
- Probability
- Permutation & Combination
3. English Language (Qualifying Section)
- Reading Comprehension
- Error Spotting
- Cloze Test
- Sentence Rearrangement
- Fill in the Blanks
- Vocabulary (Synonyms, Antonyms)
- Idioms & Phrases
4. General Awareness & Current Affairs
- National & International Current Affairs
- Indian Economy & Budget 2025 Updates
- Financial Market Awareness
- Insurance Sector Developments
- Banking Awareness
- Static GK (Capitals, Currencies, Headquarters)
- Important Days & Themes
5. Professional Knowledge (for Specialists)
- Chartered Accountant (CA): Accounting Standards, Auditing, Taxation, Corporate Finance
- Company Secretary (CS): Company Law, Corporate Governance, Secretarial Practices
- Actuarial: Probability, Statistics, Risk Models, Insurance & Pension Schemes
- Insurance Specialist: Principles of Insurance, IRDAI Regulations, Life Insurance Products
- Legal: Indian Constitution, Contract Law, Company Law, Consumer Protection, Insurance & Banking Laws
LIC AAO 2025 Application Fees
Candidates applying for LIC AAO Recruitment 2025 must pay the application fee / intimation charges online. The fee is non-refundable and varies based on the category.
Category-wise Application Fee:
| Category | Application Fee / Intimation Charges | GST + Transaction Charges |
| SC / ST / PwBD | ₹85 (Intimation Charges only) | Extra as applicable |
| All Others (UR, EWS, OBC, General) | ₹700 (Application Fee + Intimation Charges) | Extra as applicable |
- Payment can be made only through online mode (Debit Card, Credit Card, Net Banking, UPI, Mobile Wallets, IMPS).
- Candidates must print the e-receipt and online application form after successful payment.
- In case of payment failure, candidates should log in again with their provisional registration number and retry.
⚠️ Important Note: GST and bank transaction charges will be borne by the candidate. No request for refund of application fees will be entertained under any circumstances.
LIC AAO Eligibility Criteria 2025
Candidates applying for LIC AAO Recruitment 2025 must fulfill the following eligibility conditions as on 01st August 2025.
Age Limit (as on 01.08.2025)
- Minimum Age: 21 years
- Maximum Age: 30 years (for most posts)
- Maximum Age: 32 years (for AAO Chartered Accountant & AAO Legal)
👉 Candidates must be born not earlier than 02.08.1995 and not later than 01.08.2004 (both dates inclusive).
Post-wise Educational Qualification
| Post | Educational Qualification | Additional Requirements |
| AE (Civil) | B.E./B.Tech in Civil Engineering from AICTE recognized University | Min. 3 years post-qualification experience in planning & execution of multi-storey building projects |
| AE (Electrical) | B.E./B.Tech in Electrical Engineering from AICTE recognized University | Min. 3 years post-qualification experience in planning & execution of multi-storey building projects |
| AAO (Chartered Accountant) | Bachelor’s Degree + Passed Final Exam of ICAI | Must be Associate Member of ICAI, Articles completed, Membership verified |
| AAO (Company Secretary) | Bachelor’s Degree + Qualified Member of ICSI | Membership verification required |
| AAO (Actuarial) | Bachelor’s Degree in any discipline | Passed at least 6 papers from Institute of Actuaries of India / UK (membership required) |
| AAO (Insurance Specialist) | Bachelor’s Degree in any discipline | Fellowship of Insurance Institute of India (Life) + Min. 5 years’ experience in Life Insurance sector |
| AAO (Legal) | Bachelor’s Degree in Law (LLB) with 50% marks (45% for SC/ST/PwBD) | Enrolled with Bar Council + Min. 2 years’ experience as Advocate/Law Officer in banks/financial institutions/statutory bodies/Govt. departments |
Age Relaxation
| Category | Age Relaxation |
| SC / ST | 5 years |
| OBC (Non-Creamy Layer) | 3 years |
| PwBD (Gen) | 10 years |
| PwBD (SC/ST) | 15 years |
| PwBD (OBC) | 13 years |
| Ex-Servicemen (Gen/ECO/SSCO) | 5 years |
| Ex-Servicemen (SC/ST) | 10 years |
| Ex-Servicemen (OBC) | 8 years |
| Confirmed LIC employees | Additional 5 years |
⚠️ Note:
- Only qualifications recognized by Govt. of India/AICTE/UGC will be considered.
- Candidates must have cleared their final result on or before 01.08.2025.
- Equivalent qualifications will not be accepted.
How to Apply for LIC AAO 2025
Candidates who wish to appear for the LIC AAO 2025 Exam must apply online only between 16th August 2025 to 8th September 2025. No other mode of application will be accepted.
Step-by-Step LIC AAO Application Process 2025
- Visit the Official Website
- Go to www.licindia.in → “Careers” → Click on Recruitment of AAO (Generalist/Specialists/Assistant Engineers) 2025.
- New Registration
- Click “Click here for New Registration” and enter your Name, Email, and Mobile Number.
- A Provisional Registration Number & Password will be generated. Save it carefully.
- Fill Application Form
- Enter personal, academic, and communication details.
- Use the Save & Next option if you cannot complete the form in one go.
- Upload Documents (as per specifications):
- Photograph: Passport size, color, 200×230 px, 20-50 KB
- Signature: Black ink on white paper, 140×60 px, 10-20 KB (NOT in capitals)
- Left Thumb Impression: On white paper with blue/black ink, 240×240 px, 20-50 KB
- Handwritten Declaration: Must be written in candidate’s handwriting only –
“I, _______ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.”
- Preview & Submit
- Review the entire form carefully.
- Click on Final Submit only after verifying all details.
- Pay Application Fee (Online Mode):
- SC/ST/PwBD candidates: ₹85 + GST + transaction charges
- All Others: ₹700 + GST + transaction charges
- Payment can be made through Debit/Credit Card, Net Banking, IMPS, UPI, or Wallets.
- An e-Receipt will be generated upon successful payment.
- Print Application
- After successful registration, take a printout of the application form and e-receipt for future reference.
⚠️ Important Notes:
- Applications with unclear photo/signature/thumb/declaration will be rejected.
- No corrections will be allowed after final submission.
- Candidates should apply well before the deadline to avoid last-minute server issues.
LIC AAO Syllabus PDF 2025 Download
Candidates can download the official LIC AAO Syllabus PDF 2025 directly from the LIC website under the “Careers” section or using the official notification.
👉 Click Here to Download LIC AAO Syllabus PDF 2025
Best Preparation Tips for LIC AAO 2025
- Start with Prelims basics – strengthen Quant & Reasoning fundamentals.
- Read newspapers & follow insurance + finance current affairs for GA section.
- Practice mock tests regularly to improve speed & accuracy.
- Revise Professional Knowledge if applying for Specialist posts.
- Focus on descriptive writing skills for Mains (letters, reports, precis).
FAQs on LIC AAO Syllabus 2025
Ans: Prelims, Mains (Objective + Descriptive), Interview & Medical Examination.
Ans: Yes, in Prelims there is a penalty of 0.25 marks for each wrong answer. No negative marking in Mains.
Ans: No, it is only qualifying in nature.
Ans: Yes, it is available on LIC’s official website and also included in the notification.
Ans: A total of 410 Specialist posts have been announced.
[…] Click Here […]